Business Resources During COVID-19

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A Message from the Chamber Regarding COVID-19

 

As a business in West Central Indiana, we know that it can be hard to interpret the ongoing stream of information regarding COVID-19 (coronavirus disease).

 

To continue one of the main functions of the Chamber of Commerce, we are here to provide real-time, hands-on information that can be useful to our member businesses while making key decisions in the next few weeks, months.

 

Below are resources from credible organizations including the CDC, Vigo County Health Department and state and national Chamber organizations. Please review the materials below and visit our website for ongoing communication and up-to-date local alerts.

 

We are constantly updating the NEWS section of our website with local statements, information and resources. Click here to visit the News & Blog Section. 

 

Your Mental Wellness is also important during this time. Visit our page on Mental Wellness and COVID-19 for local and virtual resources.

 

 

MOST RECENT UPDATES AND INFORMATION:

 

Indiana Stay at Home Directive and Impact on Business
On Monday, March 23, Indiana Governor Eric Holcomb delivered a statewide address during which he ordered Hoosiers to remain in their homes except when they are at work or for permitted activities. The order also included specific information on what businesses are considered essential and can remain open during this time.
To help the local business community better understand this directive and how it impacts your business, here are links to critical information:

All Executive Orders signed by Governor Holcomb.

 

Executive Order 20-08 – Directive for Hoosiers to Stay at Home (Includes specifics on essential and non-essential businesses).

 

State of Indiana FAQ’s on Stay at Home Directive.

 

The US Dept of Homeland Security – CISA – Guidance on Critical Infrastructure (which provides further detail on essential and non-essential businesses).

 

  • To answer questions regarding this order, the state has announced that a call center will be available beginning at 9 a.m. on Tuesday, March 24, to field industry questions about the Stay at Home Directive. This hotline is for business and industry questions only and is reachable by calling (877) 820-0890 or by emailing covidresponse@iedc.in.gov.
  • The state has created a website that focuses on questions from businesses at www.in.gov/criticalindustries
  • Additional information available via the State of Indiana’s website at www.in.gov.

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Emergency Childcare During Closures 

 

Chances and Services for Youth offers child care resources and daycare referral programs.

For more information visit the CASY website.

 

The Vigo County Childcare Network is offering services and assistance starting April 7, 2020, for the next 8-9 weeks. Visit their website or email vigochildcare@gmail.com.[/vc_column_text][vc_empty_space height=”15px”][/vc_column][/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern”][vc_column][vc_column_text]

 

Business Resources

 

What federal loans are available to my business?

 

As many of you are aware, the Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn.  Known as the “Paycheck Protection Program,” the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.

 

Here are some resources to help you understand the different types of funding and how they apply:

 

Coronavirus Small Business Loans: Small Business Guide and Checklist: US Chamber (PDF)

 

SBA: Economic Injury Disaster Loan Program

 

SBA: Express Bridge Loans

 

 

What other financial options are available for my business?

 

Facebook Small Business Grants Program – Facebook has announced the organization is offering $100M in cash grants and ad credit for their Small Business Grants Program that will provide financial support during this time. They are preparing to accept applications in the next few weeks.

ISBDC: Statewide List of Financial Resources, including special offers from local financial institutions and loan programs.

 

Financial Resources through Old National Bank

 

Fifth Third Bank said it would suspend any car repossessions and home foreclosures over the next two months, as well as offer other help to customers.  The bank outlined several measures intended to lessen the financial strain on customers on their website.

Bankable is offering a QuickBridge loan that can help small businesses bridge some gaps while shut down or while waiting on an SBA disaster loan.

 

 

West Central Indiana Small Business Development Center

 

West Central Indiana Small Business Development Center – Located at Indiana State University. The Indiana Small Business Development Center is a FREE service for small business entrepreneurs. They offer one-on-one meetings and services including marketing, creating business plans, financing information and more.

 

Additional Resources from the ISBDC:

Statewide List of Financial Resources, including special offers from financial institutions and loan programs

 

Indiana Small Business Development Center – COVID-19 Small Business Resource Guide (PDF)

 

 

Family First Coronavirus Emergency Response Act

 

Chamber Blog Post: Understanding and Interpreting the FFCRA

 

The U.S. Department of Labor’s Wage and Hour Division (WHD) announced its first round of published guidance to provide information to employees and employers about how each will be able to take advantage of the protections and relief offered by the Families First Coronavirus Response Act (FFCRA) when it takes effect on April 1, 2020. Click here to access the information.

 

Additional information available at the following:

 

 

Unemployment Services 

 

The Indiana Department of Workforce Development (DWD) is reminding Hoosiers that applying for unemployment insurance benefits is completed electronically. Hoosiers can apply on a computer or smart phone. For more information on unemployment insurance, visit unemployment.in.gov. There, Hoosiers can find the Claimant Handbook, Frequently Asked Questions, a link to online filing and more information.

 

If you are a food & beverage industry worker (restaurant, bar, etc.) who has been laid off due to the impact of the current Covid-19 situation and need information on filing for unemployment benefits, contact the Department of Workforce Development at 1-800-891-6499 or use this link for information and to file from home.

 

Indiana Unemployment Insurance Basics: What Impacted Hoosier Workers Need to Know has released a webinar on how to file for Unemployment. Click here for the webinar link.

 

 

General COVID-19 Information

 

A brief outline of how to prepare before and respond during a pandemic by Ready.gov, official website of the Department of Homeland Security.

 

Download the Terre Haute Chamber of Commerce’s COVD-19 Best Practices Guide for Businesses (1)

 

Visit the CDC’s Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19)

 

Communicate with your employees and customers. Google My Business has resources available including changing operating hours and specific messaging for businesses.

 

An overview of information for workers and employers about the evolving coronavirus outbreak. Includes links to OSHA standards, control and prevention, by Occupational Safety and Health Administration (OSHA) – COVID-19 Safety and Health Standards, Control & Prevention

 

The US Chamber is offering a FREE customizable flyer that businesses can use to assure the public they are paying attention… click here to download.

SHRM has dedicated a portion of their website to COVID-19 resources. Available to both members and non-members online.

 

 

Downtown Terre Haute and Main Street Resources

OCRA Main Page

 

Main Street COVID-19 ToolKit

 

How to market your business during this time…https://www.locable.com/2020/03/13/1082/marketing-your-small-business-or-community-in-this-time-of-the-covid-19-coronavirus/

 

 

Work From Home and Remote Work Services, Links and Policies

 

Business and Company Resources on how to implement Remote Work Policies and Procedures

 

Free conference call services and Virtual Meeting Options

 

Higher Logic provides free Virtual Conference platform for cancelled events – Click here.

 

More Tools to Work Remote:

 

Resources for Remote Desk Options:

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Shop Local, Eat Local, Support Local

 

During this challenging time, the Chamber is committed to working on behalf of the business community in whatever ways we can. We encourage the West Central Indiana community to support local businesses, shops and restaurants as much as possible.

Many restaurants are offering special menus, delivery and carry-out options. Please click here for our Local Restaurant Guide During COVID-19.

 

Retail businesses that have been designated essential in the Governor’s “Stay at Home” order are listed in our Local Retail Business Guide.

 

If you are a restaurant industry employee and need information on filing unemployment during this time, click here.[/vc_column_text][vc_empty_space][/vc_column][/vc_row]